Identify fraud or identity theft is now a huge problem in New Zealand. There a now well over 80,000 aliases recorded on Baycorps database | source NZ Herald, 11 February 2000.For every case of identity fraud this means that someones credit file could be through no fault of there own damaged. It can take years for a credit file to be restored. This may impact severely on your ability to obtain credit now or in the future. At FHL we can supply you with a copy of your Credit File held with Veda Advantage. In addition we can automatically forward to you by email monitor Alerts each time someone accesses your credit file, or records adverse information against your credit file. To find out more about this service please contact our office on 0800 929 929. Alternative if you want to subscribe for this service please complete the application below.